Company Name
If you are a Sole
Proprietorship/
Individual  (Not an
Inc, Partner,
LLC...)  with a DBA,
please use this
format: "Your
Name" DBA "Your
DBA Name"
Contact Person
Street Address
Zip
State
City
Telephone
County
Fax
Web Address
E-mail
How many Inspectors are to be
covered by this policy?               
(do not count support staff)
Year Established
1)
Form Of Business
Proposed Effective Date
of Policy  (MM/DD/YYYY)
Application Type
Please Note-You are only considered an
individual IF you are not anything else.
You are not
considered an individual just because you are the
only person in the company.
2)
Is your Business a Franchise?
If Yes, Please list The Franchise company
Is the Applicant or any other proposed insured
3)
a) Owned by, controlled by or act as a Director or Officer of any other    
business or organization?
b) engaged in any other business or employed by any other business or
organization?
If Yes, please explain
If YES, what percentage of inspection services are performed for such
business(es)?
In the past FIVE years has the name of the Applicant been changed or
has any other business been purchased, merged or consolidated with
the Applicant?
4)
If Yes, Please explain
5)
Please detail the number of partners and staff
Full Time
Part Time
 
 
 
Principals/Partners/Inspectors (owners)
Professional Staff /Inspectors (non-owners)
Other Employees (helper/apprentices)
6)
Please detail the following for all owners, officers, directors, partners and inspectors:
O=Owner   E=Employee  IC= Independent Contractor
Name
Type
Professional
Qualifications
Years of
experience
Years with
applicant
Completed
training Formal
Home Inspector
training?
Estimated Gross
Annual Income
Estimated # of  
Inspections/Inspector
7)
Please detail annual gross income
Year
Estimate for NEXT year
2010-11
Estimate for THIS year
2009-10
2008-9
Estimate for LAST year
8)
What was the Applicant’s largest fee for an individual inspection job ever done
What type of inspection was it?
What is your average fee?
# Of Picts
9)
Do you takes pictures during your inspection?--If Yes How many
What type of inspection report does the Applicant use? (Select all that apply)
10)
11)
What inspection standards are used
If Other, please list
Is the Applicant affiliated with any of these professional home inspection
organizations (Select all that Apply)
12)
If Other, Please list the other organization
13)
Please list the states where the Applicant performs inspection services:
Indicate the types of inspections performed and the percentage of gross income derived from each-
If the answer is 0% Please Leave 0% in the Answer Box
14)
Type of Inspection Performed:
% Of Inspections
Residential home inspection – less than 4 units
Residential home inspection – over 4 units
Industrial/Restaurant
Soft Commercial (retail, business parks, office buildings)
Wind Mitigation
Bank/Draw Inspections
Who are your clients   
please provide a sample contract-fax to 202-478-0856
Radon
Do you Provide Remediation?
Is the Lab used EPA Listed?
What Equipment do you use?
Pest/WDO/WDI/Termite (excluded See option coverage section)
Lead (excluded See option coverage section)
Code-Not available in all policies
Who are your clients?

W
hat code is used?
Mold/Indoor Air Quality (Excluded-See additional coverage section)
Septic/Sewer
Pools/Spa's
Seller Inspections
Green Certification
Energy Audits
Water Quality Testing
HUD Inspections
Please describe the types of HUD Inspections
 
Other (Please explain below)
Total (Must equal 100%)
15)
Indicate the percentage of inspections performed for the following types of clients
Type of Client
% of Inspections
Individual purchasers
Mortgage lenders
Municipalities
Governmental agencies including, but not limited to HUD and FHA
Other (please specify)  
Total (Must Equal 100%)
16)
Is the Applicant a licensed real estate agent
If Yes, Do you inspect any homes that you have listed as a real estate agent?
Does the real estate operation carry separate professional liability coverage?
17)
Is the Applicant an exclusive home inspector for any one Realtor or real
estate company:
If Yes, please explain
18)
Does the Applicant currently offer estimates or do repair work on properties
you have inspected?
If Yes, please explain
19)
Does the Applicant currently use a pre-inspection agreement when performing
home inspection?
If Yes, is the agreement signed in advance by your customer?

Also, please fax a copy of the pre-inspection agreement to:
202-478-0856, Att:John Remark
20)
Does the Applicant offer warranties or guarantees of any type?
If Yes, Please furnish details.
Does the Applicant:
21)
a) Have an in-house office policy/procedures manual in place?
b) Use a contract for services or letter of engagement for all clients
c) Require professionals to attend continuing education classes?
d) Use an in-house counsel, counsel on retainer and/or risk manager?
e) Perform audits of work performed by each professional?
If YES, how often?
22)
Does the Applicant hire subcontractors?
If YES:
a. What percentage of gross income is performed by subcontractors:
b. What type of work do subcontractors perform?  
c. Do you review the work performed by subcontractors?
d. Do you verify the qualifications of subcontractors?
e. Are any services performed by subcontractors outside of the U.S.A.?
f. Are subcontractors required to have their own E&O insurance?
Has the Applicant or any other proposed insured been involved in or have
knowledge of any disciplinary or investigative action or license revocation by
any local, state or federal licensing  board, court, regulatory authority or
professional association?
23)
If YES, please give full details
Has the Applicant carried Professional Liability Insurance previously under the
existing name or any predecessor in business? (please fill out for last 3 years or
insurance companies. Also Fax your existing Declarations Page to 202-478-0856)
24)
Insurer
Limits of Liability
Deductible
Premium
Policy Period
Is the Applicant’s expiring policy issued on a CLAIMS MADE basis?
If YES, please provide the Retroactive Date of the expiring policy.
Not the current years start date,
Retro-active date is the start date that you started continuous and
unbroken e and o coverage from then until now
MM/DD/YYYY
25a)
In the past 5 years, has any application for this type of insurance completed
by the Applicant or any other predecessor in business been declined? Or has
any insurance of this type been cancelled, non-renewed, or refused?
If yes, please explain below
25b)
In the past 5 years, has any CLAIM been made against the Applicant or any of
their past or present owners, officers, partners, directors or employees either
individually or otherwise for professional services?
If YES, please complete the attached Claim/Incident/Circumstance Information
Sheet for each claim
Is the Applicant or any other person proposed for insurance aware of any
incident or circumstance  which may result in a CLAIM being made against the
Applicant or any past or present owners,  partners, officers, directors,
employees or predecessors in business?
26)
If YES, please complete the attached Claim/Incident/Circumstance Information
Sheet for each incident or circumstance
Optional Coverages
Termite Coverage
Estimated Revenue for the next 12 months
Do You Provide treatment? If yes Explain
Lead Inspection Coverage
Estimated Revenue for the next 12 months
Do You Provide treatment? If yes Explain
Mold Inspection Coverage
Estimated Revenue for the next 12 months
Do You Provide treatment? If yes Explain
27)
Limit(s) of Liability requested   
(Occurence/Aggragate)
Deductible(s) requested
28)
Quote 1
Quote 2
Quote 3
29)
What coverages are you looking for?
Pest Sub-Limit
Desired
General Liability
General E and O
Pest
Radon
Referral
Mold  If Desired- Mold application
Lead
Pool and Spa
Additional Insured for Franchises
Washington State
Additional 2-Year ERP
Code
Energy Audits
Other
Detection of Water and Moisture
Comments
The signer of this application, authorized and acting on behalf of all Insureds
declares that all statements and information provided by the Insureds is true,
complete and accurate. It is agreed that this application is the basis of and
becomes a part of the policy, should a policy be issued.

The signing of this application does not require the signer to purchase insurance,
nor does the review of this application require the Insurer to issue a policy
.
Signed
Title
Date
Before submitting, please print this document for your records.
Thank you for the chance to earn your business. If you have any questions, please call John
Remark at 202-465-4306 or e-mail him at john@homeinspectorliability.com.

Also, please do not forget to Fax/E-mail a copy of your pre-inspection agreement and
Declarations Page of your current policy (if applicable)
. The Fax number is 202-478-0856

Thanks again, you will be hearing from us shortly.
Broker Information
Company
Phone
Name
Fax
E-mail
Internal Tracking (if necessary)
Date quote needed by
APPLICATION FOR INSPECTION SERVICES ERRORS & OMISSIONS INSURANCE
APPLICATION INSURANCE THE COVERAGE AFFORDED BY A POLICY, IF ISSUED,
WILL BE ON A
“CLAIMS MADE” BASIS.

PLEASE FULLY COMPLETE EACH QUESTION, INDICATE THE CORRECT
RESPONSE WHEN A QUESTION ASKS “YES” OR “NO” AND SUBMIT ADDITIONAL
INFORMATION IF REQUIRED.
Thank you for applying with First Indemnity. We are looking forward to assisting you with your
insurance needs.

This application should take about 15-20 minutes.

NACHI - The National Association of Certified Home Inspectors - The World's Elite Inspectors

affiliate member of ASHI
Please Provide the following information in addition to this application
1) Resume of all inspectors
2) Copy of the pre-inspection agreement
3) Copies of all training certification documents for each inspector
4) Detailed information on all prior claims, including company loss run reports
5) a Copy of your previous Professional Liability (E&O) Declarations page showing current Retro-active date